Structured Cash Flow, Built for How You Actually Work
Whether you're running your own business or running freight, I build the financial systems that make sure you keep what you earn.
Choose Your Path.
Every business leaks cash differently. The right system starts with knowing exactly where you operate.
You Run a Business — However It's Structured.
Business owners, freelancers, and 1099 contractors — set up the cash system that makes sure taxes, savings, and profit are never an afterthought, no matter how your work is set up.
You Move Freight. Let's Protect Your Margin.
Dispatchers, owner-operators, and fleet owners — build the financial structure that protects your margin on every load.
Let's Find the Capital.
Building business credit, working capital, or a term loan for growth — find the funding path that actually fits your business.
Open a Business Bank Account.
Free business banking that automatically splits your money into what's yours to spend, what's owed in taxes, and what's actual profit — the moment it comes in.
Cash Is King. Accounting Is Opinion.
Enron reported $3.3 billion in net income. They had $114 million in actual cash. The company collapsed. If the largest energy company in America could fool the world with accounting while bleeding cash — imagine what is hiding in your business right now.
You do not have to be Enron for this to be happening in your business right now. Every week, business owners generate revenue and run out of cash — not because they are failing, but because nobody is watching the cash.
"Keep your eye on the cash." — Anne Christie Guillaume
Reported Net Income
Enron's accounting picture — pristine and entirely fictional
Actual Cash on Hand
The real number that determined the company's fate
Warning Given to Owners
No cash-based early warning system. No survival.
Assess. Configure. Execute.
A disciplined, three-phase process that installs your financial operating system — from the ground up, built for how your business actually runs.
A — Assess
We go deep into your business before touching anything. Map how money moves, identify the leaks, and establish your true financial baseline.
C — Configure
We design your financial operating system from the ground up — custom account structures, allocation percentages, and guardrails built for how your business actually runs.
E — Execute
We implement the design and install the habits. Cash-based KPIs, early warning signals, and a system that runs without you having to think about it.
Meet Anne Christie Guillaume.
Anne Christie Guillaume is an actuary with a background in mathematics, economics, finance, probability, and statistics. For over four years, she has built cash flow systems for trucking companies and business owners across the country.
Her approach is grounded in enterprise risk management principles — know your business, establish checks and balances, keep your eye on the cash, use the right yardstick, and pay for the performance you want.
"I built the ACE Framework because I saw the same problem everywhere — business owners working hard, making money, and still running out of cash. There is a better way."
Let's Figure It Out Together.
Book a Cash Flow Diagnostic and we'll figure out exactly where your business stands and what to do next. No pressure — just clarity.
Questions? hello@aceyourcashflow.com
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